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Specialist Inland Waterways Insurance

Up to 25% no claims discount

If you've made no claims in the past 5 years

The Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at our best price

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Marina mooring discount

Up to 15% discount if you moor your boat in a recognised marina

Tailored Inland Waterways Insurance from experts you can trust

It’s not always plain sailing when you’re out on the open water, which is why the specialist insurance is designed to give you full confidence that you and your boat are protected in the event of issues that could arise such as theft or damage.

You can build a policy that’s tailored to you and your boat online in minutes, so you could be covered before you next hit the water.

What can our Inland Waterways Insurance cover?

  • Theft, accidental loss or damage of your boat
  • £3 million Third Party Liability included as standard
  • Legal costs covered in the event of a claim against you
  • Up to £20,000 Personal Accident cover
  • Option to increase Third Party Liability cover to £5 million
  • European cover if you take your boat abroad

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Why take out your Inland Waterways insurance with us?

  • Choose the cover you want and never pay for extras you don’t need
  • Up to 25% no-claims discount if you’ve made no claims in the past 5 years
  • Quickly add on European cover and Winter Cover if you need it
  • Specialist cover and exceptional service at the price we think you will love
  • Our cover extends to any person in charge of your boat, with your permission

 

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Get a Quick Quote for Inland Waterways Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)

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Third Party Liability only

Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.

What’s included in this cover?

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply

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What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

Personal Accident

This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.

Personal Effects

Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices

Frost

Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

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Already insured?

No problem. You can set your policy to start anytime in the next 90 days so you can be covered when you need it.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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Got a question?

0800 668 1661

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© Copyright Ripe Thinking Limited 2024

Insure4Boats® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332.