RIB Insurance
We won’t be beaten on price
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Marina mooring discount
Up to 15% discount if you moor your boat in a recognised marina.
Up to 25% no claims discount
If you’ve made no claims in the past 5 years.
Why insure your RIB with us?
Our Boat (Hull & Machinery) & Third Party Liability RIB Insurance has been designed to protect your RIB against theft, accidental damage, malicious damage and salvage charges. With up to £3 million Third Party Liability included as standard, you’ll be covered if you cause damage to another boat, someone else’s property or injure another person. With a RIB Insurance policy, you can add on optional extras you require, including Road Transit which will ensure that you’re covered against accidental damage, theft or loss, if you regularly tow your boat between where you motor and where you keep it.
You can build your own policy so you’ll only ever pay for the cover you need. In fact, we’re so confident we offer the best value RIB insurance, we even offer a Lowest Price Guarantee, meaning if you find the same cover for cheaper elsewhere, we’ll match it and refund the difference.
About our cover:
- Build your own policy so you don’t need to pay for any unnecessary extras
- Quickly add on Road Transit or European cover
- £3 million Third Party Liability included as standard with all policies
- Cruise the inland and coastal waters of the UK and Europe, exclusions apply
- Our cover extends to any person in charge of your RIB, with your permission
- Up to 25% no claims discount if you’ve made no claims in the past 5 years
- Up to 15% discount if you moor your boat in a recognised marina
Get a Quick Quote for RIB Insurance
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Road Transit, European cover and Water Toy Liability.
Boat (Hull & Machinery) & Third Party Liability
- Theft of your boat or craft
- Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
- Accidental damage caused by negligence
- Malicious damage to your boat or craft
- Salvage charges and expenses in preventing or minimising damage to your boat or craft
- Accidental damage caused to another boat or property, or injury to another person
- Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
- Cover extends to any person in charge of your boat with your permission
- Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)
Third Party Liability only
- Accidental damage caused to another boat or property, or injury to another person
- Legal costs incurred as the result of damage to a boat or property, or injury to a person
- Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices
You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when out on the water.
If you regularly tow your boat between where you motor and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding Road Transit to your policy.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
What does RIB Insurance cover?
RIBs come in all kinds of shapes and sizes. RIB (Rigid Inflatable Boat) Insurance will cover your boat up to a maximum speed of 50 knots. RIBs are covered if moored at the following; marinas, ashore, pontoon and swing, trot or pile. RIB insurance covers your boat for theft, damage and salvage charges, as well as protecting your liability for damages caused by your RIB to someone else’s boat, property or person.
How much is RIB Insurance cover?
The cost of your Rigid Inflatable Boat Insurance will depend on a number of different variables including; the type of cover you opt for, the speed (in knots) of your RIB, the value of your RIB, the age of your boat, your usual mooring location and type and your age, marine experience and marine claims history.